For many small and midsize businesses, health insurance has long been viewed as a necessary expense. Today, employers are viewing benefits as a strategic investment in growth.
A strong benefits strategy may help support talent attraction, retention, productivity and long-term stability.
That’s why the Illinois Community Chamber Program, offered by the Illinois Chamber of Commerce and UnitedHealthcare®, is relevant for Naperville Area Chamber of Commerce members.
Why This Matters for Naperville Chamber Members
Naperville’s competitive business environment includes many small and midsize employers working to attract top talent while managing rising costs. Employers are asking: How can we offer competitive benefits without overextending our budget?
The Illinois Community Chamber Program helps by giving members access to solutions often associated with larger organizations, with flexibility for smaller businesses. Eligible Chamber members may save up to 40% on health plan costs and may receive an additional 5% savings on monthly payments simply for being a Chamber member.1
This makes Chamber membership more than networking and advocacy—it becomes a practical business advantage that supports your people and your bottom line.
Revisiting Benefits in a Changing Market
Small businesses are making thoughtful decisions in a changing benefits landscape. As costs rise and workforce expectations evolve, it may be helpful to revisit available options and evaluate whether current plans still align with business goals.
Today, there are solutions designed specifically for businesses with as few as two employees. These plans are built to deliver:
- Predictable costs
- Flexible plan design
- Strong employee coverage and experience
A fresh review can help uncover opportunities for savings, flexibility and a stronger employee experience.
Benefits That Support Growth
Benefits can influence more than healthcare costs by helping to support:
- Retention – Helping reduce turnover costs
- Recruiting – Competing for talent
- Productivity – Supporting healthier employees
- Culture – Showing investment in your workforce
A Smarter Approach to Plan Options
As costs rise, more employers are exploring level funded health plans for greater predictability, flexibility and control.
These plans may offer:
- Predictable monthly payments
- Greater visibility into claims and utilization
- Flexible plan design aligned to employee needs
- Potential savings opportunities, including refunds when claims are lower than expected
For many small and midsize businesses, this model can provide more control without the complexity of traditional self-funding.
The Illinois Community Chamber Program Advantage
The Illinois Community Chamber Program was created to support Chamber member businesses with strategic benefit solutions.
Through the program, Naperville Chamber members can:
- Access plans tailored to small and midsize employers
- Work with their current broker or connect with experienced advisors
- Explore cost-saving opportunities, including potential savings of up to 40%
- Use resources like the Mineral Platform® for HR, compliance, onboarding and documentation support
Taking the Next Step
Naperville Area Chamber members can take a closer look at their current benefits strategy, review options available through the Illinois Community Chamber Program and identify potential opportunities for savings, flexibility and support.
For more information, contact:
Mike Telesky, Vice President of Sales, UnitedHealthcare
(312) 453-0633
1Up to 40% lower costs based on Q4 2025 UnitedHealthcare internal analysis between UnitedHealthcare Insurance Company and Level Funded medical plans with Illinois groups of eligible employees. Savings are not guaranteed.
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Employee benefits including group health plan benefits may be taxable benefits unless they fit into specific exception categories. Please consult with your tax specialist to determine the taxability of these offerings.
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Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.
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